Hit by an uninsured driver? You can still claim compensation through the Motor Insurers’ Bureau (MIB). We guide you through the process to recover the damages you’re owed.
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Complete our enquiry form and we will contact you as soon as possible
What Is an Uninsured Driver Claim?
An uninsured driver claim is the legal process of seeking compensation if you were injured in a road traffic accident caused by a driver without insurance. Sadly, thousands of motorists in the UK either drive without cover or leave the scene of an accident (hit-and-run).
In these cases, compensation is usually handled through the Motor Insurers’ Bureau (MIB), a specialist body funded by UK insurers to protect victims of uninsured or untraced drivers.
Who Can Claim After an Accident With an Uninsured Driver?
If you’ve been injured in an accident with an uninsured or untraced (hit-and-run) driver, you may still be entitled to compensation. Common examples include:
• Drivers hit by uninsured motorists
• Passengers injured in a vehicle with an uninsured driver
• Pedestrians or cyclists struck by uninsured vehicles
• Victims of hit-and-run accidents where the driver fled the scene
At LITKRAFT, we can also help arrange a suitable replacement hire vehicle where possible, so you can stay mobile while your claim is ongoing.
Why Choose LITKRAFT Uninsured Driver Claims Team?
Accidents with uninsured drivers can be complex, but we make the process straightforward by working directly with the MIB on your behalf.
• We speak your language
• 14 years’ experience – 21,000+ cases, £51M+ won
• 93% of clients come via recommendations
• 24/7 new accident helpline
• Home or hospital visits anywhere in the UK – free
• Work with top UK personal injury lawyers
• We are a regulated claims management company
• Fast, confidential, stress-free claims process
Common Uninsured Driver Accident Scenarios We Handle
• Collisions caused by uninsured drivers on UK roads
• Hit-and-run accidents where the driver cannot be traced
• Passengers injured in cars driven without insurance
• Pedestrians or cyclists struck by uninsured or untraced vehicles
How Much Compensation Could You Get?
The amount of compensation you may receive after an accident with an uninsured driver depends on your individual circumstances. Key factors include:
• The severity of your injuries and recovery time
• Loss of earnings and impact on your future income
• The effect on your day-to-day life and wellbeing
• Medical treatment, rehabilitation, and out-of-pocket expenses
Your solicitor will calculate the value of your case using medical evidence, financial records and the official Judicial College Guidelines (JCG). Where the other driver is uninsured or untraced, claims are usually made through the Motor Insurers’ Bureau (MIB), ensuring you still get the compensation you deserve.
Our No Win No Fee Uninsured Driver Claims Process
• Free Consultation – We assess your case and explain your options
• Evidence Gathering – Accident reports, witness statements, photos, medical records
• Medical Assessment – Independent report on your injuries and long-term impact
• Negotiation – We work with the MIB to secure the best possible settlement
• Settlement or Court – If necessary, we’re prepared to take your case further
No Win, No Fee – If your claim is unsuccessful and you’ve been honest and cooperative, you won’t pay your solicitor’s fee.
Time Limits for UK Uninsured Driver Claims
• Adults: 3 years from the date of the accident
• Children: Until their 21st birthday
• Fatal accidents: 3 years from date of death or discovery of cause
Contact Us for Your FREE Claim Assessment
Call 0208 635 5555, request a callback, or use our quick online form.
We’ll confirm within minutes if you may have a case.
Home or Hospital Visits – We’ll come to you anywhere in the UK at no extra cost. Whether you’re at home, in hospital, or at a rehab centre, we’ll take statements, collect evidence, and guide you through your claim — so you can focus on recovery while we handle the legal work.
for a FREE consultation
Over 93% of our clients come to us through personal recommendation. With more than £51 million recovered and 15+ years of experience, our results speak for themselves — but we’d rather let our clients speak for us.
I am very impressed with the service provided. Thanks to LITKRAFT assistant I was able to prove my innocence. Third party was denying the damages suffered, but we never gave up, resulting in a settlement of compensation that I was really happy with.
If you had an accident – immediately call LITKRAFT. They are true professionals and it really shows, as they can tell you straight away if you have a case. When I had another accident I emailed all details to them and they called me back within 20 min.
Great company, fantastic staff who are just a phone call away to help. They were very patient in explaining every document received from solicitors or doctors. When we first started the claims process, the other party tried to deny liability, but LITKRAFT solicitor fought my case in court and won it. I was delighted with the process and I couldn’t have asked for anything more from LITKRAFT.
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